What is the Financial Treatment Program?
The Financial Treatment Program offers support services to help you overcome the financial side effects of your cancer diagnosis. It’s never too soon to apply – we believe financial treatment should start as soon as your cancer treatment does.
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Financial Education
Resource Navigation
Financial Coaching
Emergency Relief
We know there’s a lot to think about when it comes to cancer, and we want to make the financial side as easy to manage as possible. Financial problems impact up to 73% of cancer patients from all walks of life, and there is no need to feel ashamed. You’re not alone – and our wide variety of services are here to help you.
Our team will match you with the most meaningful resources for your financial circumstances. This will include arming you with knowledge on the financial journey ahead and creating a customized financial roadmap.
Financial Treatment Program Eligibility
In order to qualify for our services, you must:
- Have a cancer diagnosis
- Be in active treatment for cancer or have completed cancer treatment within 1 year
- Receive treatment at a hospital within the 50 states, Washington D.C., Puerto Rico and U.S. territories
- Be represented by a healthcare professional who can communicate with Family Reach on your behalf


Financial Education
While one of our Resource Navigators reviews your Financial Treatment Program application, you can start learning about the financial side effects of cancer and how you can manage them.
You will receive a free digital copy of our Financial Guidebook in your confirmation email. We wanted it to be as useful as possible, so we got a thumbs up from other patients and caregivers before sharing it with you. The Guidebook includes:
- Costs and saving options to consider
- Easy action steps to follow
- Checklists for estimating your personal costs
- Advice from patients and caregivers
- List of vetted financial resources
While one of our Resource Navigators reviews your application, you can start learning about the financial side of cancer and how to manage it.
Financial Guidebook
Our financial guidebook is a great resource for those at the start of cancer treatment. It contains:
- Ways to save money and reduce costs
- Checklists for estimating your personal expenses
- Tips for determining your treatment expenses
- A list of vetted financial resources
We offer three versions of our guidebook — adult cancer, young adult cancer, and pediatric cancer.
“You may not think about financial assistance or various insurance options when your major concern is your health, but any advice can help.”
— Cancer hero and father, Michael
Financial Tip Sheets
Our tip sheets will help you manage your finances and save money on everyday expenses:
Financial Guidebooks | Guías Financieras





Resource Navigation
Your Resource Navigator will be your go-to person on the Family Reach Programs team. They will complete a financial needs assessment based on your application and then reach out to you or your healthcare professional to let you know which financial services you’re eligible to receive.
Your Resource Navigator may suggest services and resources such as:
Family Reach’s Financial Treatment Program
Support from in-kind partners for temporary lodging, transportation, and more
Guidance on government policies like SNAP benefits and social security
Referrals to other financial programs outside of Family Reach that may be able to help you

Financial Coaching
Your Resource Navigator may recommend that you meet with one of our volunteer Certified Financial Planner™ professionals. While your oncologist focuses on treatment and your healthcare professional on your well-being, your financial coach will be the financial expert on your care team.
We worked with the Foundation for Financial Planning (FFP) and the Financial Planning Association (FPA) to develop our financial coaching service, creating it specifically for cancer patients and their families. It’s completely free for any cancer patient or caregiver to join – all ages, diagnoses, and income levels are eligible. No matter what your income level is, a financial coach can guide you to make the best financial decisions. Your Certified Financial Planner™ will make recommendations to help you:- Organize your finances
- Decide which bills to pay first
- Keep up with payments
- Reduce your debt
- Consider cost-saving opportunities
- Plan for the future
Unsure if Financial Coaching is right for you? Find out more about how a financial coach can help:

“We can’t control cancer, but working with a financial planner proved the financial side was something that we could control,” said Naomi, mom of cancer hero Eko.

Emergency Relief
We understand that you may need help to stay afloat during treatment. If you’re eligible, we can provide a grant to cover non-medical, everyday living expenses, such as mortgage payments, utilities, groceries, and transportation costs.
What are the eligibility requirements?
Patients must meet the following requirements to receive financial assistance:
- Have a cancer diagnosis
- Be in active treatment for cancer or have completed cancer treatment within 1 year
- Receive treatment at a hospital within the 50 states, Washington D.C., Puerto Rico and U.S. territories
- Be represented by a healthcare professional who can communicate with Family Reach on your behalf
- Be experiencing significant financial hardship as a result of a cancer diagnosis
- A child or young adult must be impacted — we can provide assistance to families with a child facing cancer (aged 0 to 17), young adult patients (aged 18 to 30) with or without children in the home, and adult patients (31 and older) who have children aged 18 and under
What if I’m not eligible for Emergency Relief?
You will be able to access other services in the Financial Treatment Program, including Financial Education, Resource Navigation, and Financial Coaching.
What costs does Emergency Relief help cover?
It varies from family to family, but the fund can provide assistance with some essential, non-medical costs, including:
- Household expenses like mortgage, rent, groceries, utilities, and emergency maintenance
- Transportation costs like car payments, insurance, gas, auto repairs, and parking at care centers
- Treatment-related lodging and travel costs
- Childcare or eldercare
- Other expenses that will provide financial relief for the family
Can my healthcare professional apply to Emergency Relief for me?
Yes. Your social worker can complete the Financial Treatment Program application on your behalf.
Financial Treatment Program
If you have questions, please contact [email protected]